Now that Corona Virus has brought the premature end of cash and moved us into a tap-to-pay society, I wondered what Mudita were doing to address this rapid shift.
I am looking to a non-connected phone, but at the same time I don’t want to simplify my life only to complicate it by then having to remember to bring a credit/debit card out with me, which is something I haven’t done for a couple of years now.
It would be wonderful if Mudita could ensure we are covered for NFC somehow.
I agree that having NFC would be convenient, but it does not seem that will be an included feature. While not a very elegant solution, perhaps there is some NFC sticker that will work. e.g. Cashcloud has such a product, thus I suspect there may be others.
Paul, Daniel, thank you for comments!
There will be no NFC in Mudita Pure. NFC itself is not enough for payments, because we would also need a so-called “Secure Enclave” chip (hardware) and what’s more complex - agreements with banks (expensive!) etc. It’s a very long and tough process, unless we partner up with a bigger player like for example Garmin (Garmin Pay).
Enabling payments in Mudita products is something we are thinking about a lot, but it won’t be available for current version of Mudita Pure.
Have a great week!
Google/Apple pay enables non NFC cards to be used with NFC, but all of the new cards have NFC; so it only makes sense to have an NFC enabled phone if your phone is always in your hand =)
The second reason that it would be a dumb idea is that new digital currencies are being created and we don’t know what the new payment system is going to look like.